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The D&G Treating Customers Fairly (TCF) Charter

31 March 2008

This charter is the key guide the society has established to ensure it can:-

* Provide optimal investment stragegy for our members

* Monitor costs to ensure that the Society's expenses are closely controlled

* Respond to customer needs in a consistent, timely, accurate and friendly way

* Attend to customer complaints rapidly and where applicable making the necessary changes to the business proceses to prevent similar problems arising in the future

* Review products and services to ensure they meet customers' needs and adjusting them accordingly

* Train the Society's staff so they are fully informed and able to provide customers with the best possible service

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